Validate Your Life

Polemics, Plausible Progress, and Protuberant Projects

Flow Plan for Stock Options: Savviness Explained!

Buy Stock Option
Example:  July $50 call option for Walgreens is $1.66 (1.66/share, always in round lot, so $166)
July = Expiration Month (it’s always the 3rd friday of the month!)
$50 = strike price
When the Option Expires.  Decision Flow

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2009/06/16 at 7:57 AM Comments (2)

Buying Bulk Saves Money, Time, the Environment: Win-Win-Win


Buying in bulk solves three problems very vital problems in life. Buying in bulk boost finances, is healthy from a temporal-sentient point of view, and keeps our planet cleaner and less polluted. Oh, you don’t understand how did my mental-math? I’ll show my work:

  1. Saving money. Anyway you cut it, whether it be bulk salmon or bulk soap, purchasing in bulk means less marketing costs for the individual items and a closer to wholesale price which means less expensive, and more mullah (that stays) for your pocket!
  2. Saving Time. Buying bulk decreases the amount of times you have to go to the store and purchase refills. It’s a hassle to have to write “buy more hand soap” on a grocery list, what? maybe 6-7 times per year if you go through one of those every 1-2 months?! Well, with bulk, you write “buy more xyz” as little as once per year, and food items as infrequently as once per month! Most of my soaps, and cleaners (with the exception of bleach and ammonia, because I go through those quickly but they’re extremely cheap) I buy in huge large quantities and seriously, laundry detergent and dishwasher detergent (I wash a lot of my own dishes and ration out the laundry detergent well) for example, last me a year. That’s just a huge relief either way, to only have to worry about buying laundry detergent or dishwasher detergent ONCE a year (or more likely ONCE every two years)?! That’s awesome. We have 365 days per year. What are some other cool creative, successful things you could be doing with your time now that you don’t have to go to the grocery store for almost any kind of cleaning supply for the entire year?!! That’s just rad! Here’s a mini list of the items I buy in bulk
    • Handsoap (1x/year)
    • Dishwasher soap (1x/1-2year)
    • Laundry Detergent (1x/1-2year). Yes, the same thing of laundry detergent and soap has lasted me almost two years!
    • Toilet cleaner (1x/year)
    • Fish (1x/1-5month). (I freeze all my fish so you can easily buy a ton in bulk and freeze it for 5 months and if you get canned tuna, that can go for 6 mo. easily).
    • Vegetables (1x/month)
    • Cheese (2-4x/year). I’m dead serious. I freeze all the cheese and when I packet is gone in the fridge, just chuck one in the dairy bin from the freezer. You buy in bulk, you can buy cheese sooo infrequently but always have a ton.
    • Pasta (2x/year. I’m dead serious. You buy bulk pasta and even if you eat a lot of pasta, you only have to buy it twice per year!)
  3. Saving the Environment. Buying in bulk is a direct enterprise in helping the environment because buying in bulk means less purchases which means less left over bottles and plastic wrappers simply because you’ll be purchasing less plastic bottles and plastic wrapper and marketing packaging, and less plastic containers. Read up on the HORRIFYING Pacific Trash Vortex to fully understand the global wide “too much trash” problem. Basically, we’re pumping so much plastic wrapper and bottle refuse into our ocean. Seriously. Seriously. How f$@ked up is that?! Couldn’t we re-use our bottles instead of litterally pumping them into our ocean water?! The disgusting physiological ramification of this is mini fish eat the mini shreds of plastic, bigger fish eat the mini fish, we eat the bigger fish and therefor consume plaste. Read up on the PTV, it’s nasty, very real, and very frigthening stuff; I’m becoming very interested at the very least informing myself of that problem and I donate toa charity that helps solve it. So, but buying in bulk, you purchase one huge one huge container that you can likely reuse and that saves the environment, the ocean, and our planet!
  4. *Saving you from Disorganization. My little bonus perk idea. May not work for everyone, but truly works for me! This one seems like an odd ramification, but truly, I reuse over 50% of the bottles and containers I get that are “wrappers” typically discarded after opening something or using something for 1)organization, 2)environmenal safety and 3)cheaper. Some of the containers that contain products are as sturdy and useful as one you’d spend $14.99 on at the Container Store! True!. I’m an organizational freak so buying in bulk works toward this end, too!

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2009/04/27 at 8:57 AM Comments (2)

5 Lessons Learned from Shipping and Selling an item on eBay.


Hello! I just feel angry, financially exploited, and a little upset because I spent $19 sending a 40z ipod through the UPS store and checked the same price and it would have been $4.00 with just general post office. It sold for $21.00 and I recieved $29.99 from the buyer for the entire exchange (including s&h). So despite my reaction to the shipping part, I definitely felt stoked to earn ANY kind of profit ($10 profit is great. > than nothing!) So I AM surprisingly rewarded about that, but have learned some lessons from this happenstance. So, I’m going to present the 5 lessons learned and would appreciate if someone could educate me on how to send things (packages etc) via post office. UPS/fedex etc are all SCAMS omg!! Huge ripoff!!

I have sold a few other things in ebay before, but this time proved to be a valuable learning experience.

1. Always Do it yourself. It’s always less expensive and in many ways more rewarding. If If would’ve printed off the tracking labels myself it would’ve cost much less.
2. Make sure the profit that you make is worth/commensurate/proportional to the value of amount of time put into earning that profit. I spend 5-6 hours and a good bit of energy selling the ipod item on ebay, communicating with the buyer, posting photos, creating a sell item, sending it, preparing the item for sale. Make sure the profit you will earn is with the effort and time put into making that profit! From a purely economic point of view. The value of the time put into (effort, time, energy, other things you could be doing with your time + the value of the item or service sold) should = (profit!).
3. I will be never using the UPS store again; Post Office shipping is MUCH less expensive!
4. The U.S. is too brash for me, I prefer the European sophisticated experience and ambiance (I’ve even heard americans remark are French are “nicer” and I asked if that met more kind and they said yes).
5. The different between the post office and UPS is that the post office is MUCH less expensive (I didn’t know that)!

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2009/04/13 at 3:26 PM Comments (0)

Tuesday News Blip: Apple Innovations, Stocks Skyrocket, and More D

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Technology: Apple’s innovation cease to amaze. The cutting edge rumor is that they intend to release a special laptop known as “the brick”. Doing its name justice, “the brick” is supposedly carved out of a solid “brick” of titanium, making it seamless and screwless! The price for such water-blasting crafted item sounds like it would be extraordinary. While it may not be 100% indesctructible, the durability of Apple’s new laptop technology will be a practically unprecedented release sturdy portability. Here are some cool factoids about it:

Macenstein had the best prediction of its bizarre codename:

“it is likely that it is simply a name for an upcoming product (or group of products) that Apple thinks will be sexy enough to pull a huge marketshare away from Microsoft. After all, how do you break “Windows”? You throw a brick through them!”

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2008/10/14 at 4:44 AM Comments (0)

Update on The Dream of Acting and the Some-what Conflicting Necessity of Financial Independence

In regards to acting.  Thanks to anyone for that encouragement.  I sincerely appreciate anyone’s feedback and fortification toward acting.  I agree, when I was pursuing it during taking acting classes, I did feel extremely fulfilled.  The biggest obstacle toward that pursuit, however has been money.  MONEY, money, money.  That’s the only thing.  I’ve diverted my attention toward web design and trying to make money via computers because I see that as the most direct way to accrue money.  I can’t foresee a way to make money via acting until LONG after many auditions and shows (of zero to low pay).  It just seems like forever until I’ll be financially independent (earning over $30k per year on my own).  This desperation has left me in quite accurately a state of panic where any profession that earns, for the time being, feels viable. 

Acting has always functioned as the “dream” profession, but if a dream job can’t pay my bills, well, of what use is it other than fulfilling that dream?  Dream fulfillment is huge, but it’s a little higher up on the maslowian scale of self-actualization.  I have these great parents who kind of bypass the lower stages of maslowian hierarchy of needs like having shelter, and getting food.

I fear that not living IN hollywood (22 miles from it and NO WHERE to park once I commute there) greatly impedes my pursuit in acting (finding an agent, namely).  If I had a set parking place in hollywood things would operate MUCH more smoothly.  I can’t describe the hours you spend looking for a parking spot that only offers 2 hours of parking in Hollywood.  This sounds trivial but actually presents a major obstacle because I don’t have the freedom of being able to get to hollywood and explore.  I’ve looked into solutions such as taking a train there, which could work, but the train station is roughly 5 miles away and then I have to factor in commute costs.

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2008/07/06 at 2:28 AM Comments (0)

What’s the Deal with an NYSE Day-Shift

They NYSE’s operating times are a little funky. Most businesses operate from a typical 8-hour, 9-5 day. However, the NYSE’s hours come in three flavors (all times are Eastern Standard Time):

The Hour Terminology

  • Main Core Market Hours (Where the bulk of everything is traded): a unique 6.5-hour work day. One could say that with main market hours, this is 1.5 hours less than a a typical work day, but I’m sure an actual trader would say that the highly-intense stress levels make that “seemingly” shorter 6.5 hour day, feel much more intense than the typical 8-hour shift.
  • Pre-Market Trading: This is where certain stocks or unique orders can be places: An 1.5 of “getting setup trading” so-to-speak from 7-9:30.
  • After-Market Trading: Again, where unique trades and stocks take place: an extra 4 hours of trading from 4-8pm.

The Permutations
Now that we’ve portrayed the terms, we can focus on discovering the different work-hour permutations. Technically, a trader who works Pre-market trading hours and Main Trading hours every day, would work an 9 shift, albeit from 7-4. An outlier trader (working the pre-market and after-market hours) would work a 6.5 hour shift, the same as the main market hours. This symmetry is interesting. It’s unique that the NYSE has an equal number (6.5) of main market hours as it does extended pre- or after-market hours, totally to a 13-hour full day. This is complicated and confusing, especially with something as precise as international trades on the line.

Someone who works All main trading and all after-hours would have an intense 9:30-8pm, 10.5 hour shift. And someone who trades during pre-market, main, and after-hour market times would work from 7-8pm, an insane 13 hour shift. So to clarify, the NYSE IS open 13 hours a day.


2008/01/11 at 6:56 AM Comment (1)

The Emergence of Spiritual Currency

Clearly, the increasing weakness of the dollar spiking the oil prices, and the Nikkei hitting an all-time low due to the decreasing value of the yen are directly, flat-out blatantly obvious, indications that Spiritual Currency is emerging…or that it already has emerged. I coined, founded, and first wrote about this paridigmatic shift almost two years ago late 2005, early 2006, and hints of this galvanizing and energizing phenomenon are finally on the rise. Donald Trumps, Bill Gateses — investors of financial currency — welcome to Hooverville. Investors in spiritual currency, welcome to paradisio, solvency, and wealth.

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2007/11/19 at 6:45 PM Comments (0)

Money as a Tool

Money is a tool. Money gets people to do things that they wouldn’t normally do. You can easily draw a graph of money versus outrageous tasks with money on the x-axis and on the y-axis, a quantified mangitude of outrageousness, out-of-the-way tasks. The graph would be very nearly linearly increasing slope similar to the graph of f(x)=x or y=x. In short, as the amount of money increases and is directly related with the range of prohibitted, impossible, outrageous tasks. In other words, if someone is paid more, their list of impossible or negated tasks becomes a shorter and shorter list.

Understanding the relationship between money and tasks is important so you don’t get snared slaving for money master. Let money work for you. Use money as a device — a mechanism. Just like you would a computer or a car. Or does your car and computer own you?

You don’t own money. Money can own you.

You don’t own a car; a car owns you.

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2007/01/21 at 12:56 AM Comments (0)
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